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12px;font-size:.9rem;font-weight:600;cursor:pointer;outline:none;transition:all .3s ease}.language-selector select:hover{background:#fff3;border-color:#ffffff80}.language-selector select option{background:#0071bc;color:#fff}.language-selector{position:relative;display:flex;align-items:center;gap:.5rem}.language-flag{width:20px;height:15px;border-radius:2px;object-fit:cover;border:1px solid #ffffff4d}.nav-toggle{display:none;flex-direction:column;cursor:pointer}.nav-toggle span{width:25px;height:3px;background:#fff;margin:3px 0;transition:.3s}.hero{padding:140px 0 100px;background:linear-gradient(135deg,#000000bf,#0000004d),url(https://images.pexels.com/photos/1128318/pexels-photo-1128318.jpeg?auto=compress&cs=tinysrgb&w=1600) center/cover no-repeat;min-height:100vh;display:flex;align-items:center;position:relative}.hero:after{content:"";position:absolute;bottom:30px;right:30px;width:120px;height:80px;background:url(/milleanialinsurancelogo_edited.png) no-repeat center center;background-size:contain;opacity:.15;z-index:1;pointer-events:none}.hero-container{max-width:1400px;margin:0 auto;padding:0 40px;display:grid;grid-template-columns:1.1fr .9fr;gap:4rem;align-items:start}.hero-left{display:flex;flex-direction:column;padding-top:2rem}.hero-right{display:flex;align-items:center}.hero-title{font-size:3rem;font-weight:800;color:#fff;margin-bottom:1.25rem;line-height:1.2;text-shadow:0 3px 15px rgba(0,0,0,.5);letter-spacing:-.5px}.hero-subtitle{font-size:1.1rem;color:#ffffffeb;margin-bottom:2.5rem;line-height:1.7;text-shadow:0 2px 10px rgba(0,0,0,.4);font-weight:400;max-width:580px}.hero-buttons{display:flex;gap:1rem;margin-bottom:3rem;flex-wrap:wrap}.btn{padding:15px 30px;border-radius:50px;text-decoration:none;font-weight:600;transition:all .3s ease;display:inline-flex;align-items:center;justify-content:center;gap:8px;border:none;cursor:pointer;font-size:1rem}.btn i{font-size:1.1rem}.btn-primary{background:linear-gradient(135deg,#0071bc,#005ea2);color:#fff;box-shadow:0 4px 15px #fbbf244d}.btn-primary:hover{background:linear-gradient(135deg,#005ea2,#004785);transform:translateY(-3px);box-shadow:0 8px 25px #fbbf2480}.btn-secondary{background:transparent;color:#0071bc;border:2px solid #fbbf24}.btn-secondary:hover{background:linear-gradient(135deg,#0071bc,#005ea2);color:#fff;transform:translateY(-2px)}.btn-call-now{background:linear-gradient(135deg,#10b981,#059669);color:#fff;box-shadow:0 4px 15px #fbbf244d;font-weight:700}.btn-call-now:hover{background:linear-gradient(135deg,#059669,#047857);transform:translateY(-3px);box-shadow:0 8px 25px #10b98180}.btn-call-now i{animation:ring 2s ease-in-out infinite}@keyframes ring{0%,to{transform:rotate(0)}10%,30%{transform:rotate(-10deg)}20%,40%{transform:rotate(10deg)}}.btn-large i{font-size:1.2rem}.btn-full{width:100%;font-size:1.05rem;padding:16px;display:flex;font-weight:700;border-radius:10px;margin-top:.5rem}.btn-full i{font-size:1.2rem}.hero-lead-form-wrapper{background:#ffffffd9;padding:2rem;border-radius:16px;box-shadow:0 20px 60px #0000004d,0 10px 30px #0003;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);border:1px solid #ffffff80;max-width:480px}.hero-lead-form .form-row{display:grid;grid-template-columns:1fr;gap:0;margin-bottom:0}.hero-lead-form .form-group{margin-bottom:1rem}.hero-lead-form input,.hero-lead-form select{width:100%;padding:14px 16px;border:2px solid #e2e8f0;border-radius:10px;font-size:.975rem;transition:all .3s ease;background:#fff;font-weight:400}.hero-lead-form input:focus,.hero-lead-form select:focus{outline:none;border-color:#0071bc;box-shadow:0 0 0 4px #0071bc1a;transform:translateY(-1px)}.hero-stats{display:flex;gap:2.5rem;margin-bottom:2rem;padding:0;border:none}.stat{text-align:left;position:relative;padding-left:0;display:flex;align-items:center;gap:1rem}.stat-icon{font-size:2rem;color:#fff;opacity:1;flex-shrink:0;text-shadow:0 2px 10px rgba(0,0,0,.4)}.stat-number{display:block;font-size:2.25rem;font-weight:800;color:#fff;text-shadow:0 2px 10px #00000066;letter-spacing:-.5px;margin-bottom:.35rem;line-height:1}.stat-label{font-size:.9rem;color:#fff;font-weight:500;text-shadow:0 2px 8px #00000066;letter-spacing:.3px;line-height:1.3}.hero-trust-badges{display:flex;gap:.85rem;flex-wrap:wrap}.trust-badge{display:flex;align-items:center;gap:.6rem;background:#fffffff5;padding:10px 18px;border-radius:8px;font-size:.9rem;font-weight:600;color:#fff;box-shadow:0 4px 12px #00000026;transition:all .3s ease;border:none}.trust-badge:hover{transform:translateY(-2px);box-shadow:0 6px 18px #0003;background:#fff}.trust-badge 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auto;position:relative;z-index:1}.affordable-plans-content h2{font-size:2.5rem;font-weight:800;color:#1e293b;margin-bottom:1.5rem;line-height:1.2;letter-spacing:-.5px}.affordable-plans-subtitle{font-size:1.15rem;color:#475569;margin-bottom:3rem;line-height:1.7;font-weight:400;max-width:700px;margin-left:auto;margin-right:auto}.affordable-benefits{display:grid;grid-template-columns:repeat(2,1fr);gap:1.25rem;margin-bottom:3.5rem;max-width:800px;margin-left:auto;margin-right:auto}.affordable-benefit{display:flex;align-items:center;gap:1.25rem;background:#fff;padding:1.75rem 2rem;border-radius:16px;box-shadow:0 4px 20px #0071bc14;text-align:left;transition:all .3s ease;border:1px solid #0071bc14}.affordable-benefit:hover{transform:translateY(-4px);box-shadow:0 8px 30px #0071bc26;border-color:#0071bc33}.affordable-benefit i{font-size:1.75rem;color:#10b981;flex-shrink:0;width:48px;height:48px;display:flex;align-items:center;justify-content:center;background:#10b9811a;border-radius:12px}.affordable-benefit span{font-weight:500;color:#1e293b;font-size:1.05rem;line-height:1.5}.affordable-cta{text-align:center;max-width:600px;margin:0 auto;display:flex;flex-direction:column;gap:1rem}.affordable-cta-btn{margin-bottom:1.5rem;font-size:1.1rem;padding:18px 40px;box-shadow:0 8px 25px #0071bc40;display:flex;align-items:center;justify-content:center;gap:8px}.affordable-cta-btn i{font-size:1.2rem}.affordable-cta-btn:hover{box-shadow:0 12px 35px #0071bc59}.affordable-disclaimer-wrapper{background:#f1f5f9;padding:12px;border-radius:10px;display:flex;align-items:flex-start;gap:10px;transition:all .3s ease;cursor:pointer;position:relative}.affordable-disclaimer-wrapper:hover{background:#e2e8f0}.affordable-disclaimer-wrapper:hover:after{content:attr(data-tooltip);position:absolute;bottom:calc(100% + 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ease}.benefit-card:hover{transform:translateY(-10px);box-shadow:0 20px 40px #00000026}.benefit-icon{width:70px;height:70px;background:linear-gradient(135deg,#0071bc,#005ea2);border-radius:20px;display:flex;align-items:center;justify-content:center;margin:0 auto 1.5rem}.benefit-icon i{font-size:1.75rem;color:#fff}.benefit-card h3{font-size:1.25rem;font-weight:600;color:#1e293b;margin-bottom:1rem}.benefit-card p{color:#64748b;line-height:1.6;margin:0}.about-cta{text-align:center}.services{padding:100px 0;background:linear-gradient(180deg,#f8f9fa,#fff)}.section-header h2{font-size:2.25rem;font-weight:700;color:#1e293b;margin-bottom:1rem}.services-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:3rem;max-width:1400px;margin:0 auto}.service-card{background:#fff;padding:3rem;border-radius:24px;box-shadow:0 4px 20px #00000014;transition:all .3s ease;border:1px solid #e9ecef;text-align:center}.service-card:hover{transform:translateY(-10px);box-shadow:0 25px 50px #00000026}.service-icon{width:80px;height:80px;background:linear-gradient(135deg,#0071bc,#005ea2);border-radius:24px;display:flex;align-items:center;justify-content:center;margin:0 auto 2rem;box-shadow:0 8px 24px #0071bc40}.service-icon i{font-size:2rem;color:#fff}.service-card h3{font-size:1.5rem;font-weight:600;color:#1e293b;margin-bottom:1.5rem}.service-card p{color:#64748b;margin-bottom:2rem;line-height:1.6;font-size:1.05rem}.service-features{list-style:none;margin-bottom:2.5rem;text-align:left}.service-features li{color:#64748b;margin-bottom:1rem;position:relative;padding-left:2rem;display:flex;align-items:center;gap:.75rem}.service-features li i{color:#0071bc;font-size:1rem;width:20px;flex-shrink:0}.service-btn{background:linear-gradient(135deg,#0071bc,#005ea2);color:#fff;padding:15px 30px;border-radius:50px;text-decoration:none;font-weight:600;transition:all .3s 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p{font-size:.9rem;color:#64748b;margin:0}.partners-cta{text-align:center}.partners-cta-btn{margin-bottom:1.5rem}.partners-trust-wrapper{background:#f1f5f9;padding:12px;border-radius:10px;display:flex;align-items:flex-start;gap:10px;transition:all .3s ease;cursor:pointer;position:relative;max-width:600px;margin:0 auto}.partners-trust-wrapper:hover{background:#e2e8f0}.partners-trust-wrapper:hover:after{content:attr(data-tooltip);position:absolute;bottom:calc(100% + 10px);left:50%;transform:translate(-50%);background:#1e293b;color:#fff;padding:10px 16px;border-radius:8px;font-size:.9rem;white-space:nowrap;z-index:10;box-shadow:0 4px 12px #00000026;animation:tooltipFadeIn .2s ease}.partners-trust-wrapper:hover:before{content:"";position:absolute;bottom:calc(100% + 2px);left:50%;transform:translate(-50%);border:8px solid transparent;border-top-color:#1e293b;z-index:10}.partners-trust-wrapper i{color:#64748b;font-size:1rem;flex-shrink:0;margin-top:2px}.partners-cta-text{font-size:1rem;font-weight:500;color:#64748b;margin:0;flex:1}.testimonials{padding:100px 0;background:linear-gradient(135deg,#f8fafc,#e0f2fe)}.testimonials-carousel{position:relative;overflow:hidden;max-width:1400px;margin:0 auto}.testimonials-track{display:flex;transition:transform .5s ease;gap:2rem}.testimonial-card{background:#fff;padding:2rem;border-radius:20px;box-shadow:0 10px 30px #0000001a;transition:all .3s ease;border:1px solid #e2e8f0;position:relative;overflow:hidden;flex:0 0 calc(33.333% - 1.333rem);min-width:300px}.testimonial-card:before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(135deg,#0071bc,#005ea2)}.testimonial-card:hover{transform:translateY(-10px);box-shadow:0 20px 40px #00000026}.testimonial-content{display:flex;flex-direction:column;height:100%}.stars{display:flex;gap:.25rem;margin-bottom:1.5rem}.stars i{color:#0071bc;font-size:1.1rem}.testimonial-card p{font-size:1.05rem;line-height:1.7;color:#4b5563;margin-bottom:2rem;flex-grow:1;font-style:italic;position:relative}.testimonial-card p:before{content:'"';font-size:3.5rem;color:#e5e7eb;position:absolute;top:-20px;left:-10px;font-family:serif;line-height:1}.testimonial-author{display:flex;align-items:center;gap:1rem;margin-top:auto}.author-avatar{width:48px;height:48px;background:linear-gradient(135deg,#0071bc,#005ea2);border-radius:50%;display:flex;align-items:center;justify-content:center;color:#fff;font-weight:600;font-size:1rem}.author-info h4{font-size:1.05rem;font-weight:600;color:#1e293b;margin-bottom:.25rem}.author-info span{font-size:.9rem;color:#64748b}.carousel-controls{display:flex;justify-content:center;align-items:center;gap:2rem;margin-top:3rem}.carousel-btn{width:48px;height:48px;border:none;border-radius:50%;background:linear-gradient(135deg,#0071bc,#005ea2);color:#fff;cursor:pointer;display:flex;align-items:center;justify-content:center;transition:all .3s ease;font-size:1.1rem}.carousel-btn:hover{transform:scale(1.1);box-shadow:0 5px 15px #0071bc66}.carousel-btn:disabled{opacity:.5;cursor:not-allowed;transform:none}.carousel-dots{display:flex;gap:.5rem}.dot{width:12px;height:12px;border-radius:50%;background:#cbd5e1;cursor:pointer;transition:all .3s ease}.dot.active{background:linear-gradient(135deg,#0071bc,#005ea2);transform:scale(1.2)}.testimonials-cta{text-align:center;margin-top:3rem;display:flex;flex-direction:column;align-items:center;gap:1.5rem}.testimonials-cta .btn,.testimonials-cta-btn{margin:0}.testimonials-trust-wrapper{background:#f1f5f9;padding:12px;border-radius:10px;display:flex;align-items:flex-start;gap:10px;transition:all .3s ease;cursor:pointer;position:relative;max-width:600px;margin:0 auto}.testimonials-trust-wrapper:hover{background:#e2e8f0}.testimonials-trust-wrapper:hover:after{content:attr(data-tooltip);position:absolute;bottom:calc(100% + 10px);left:50%;transform:translate(-50%);background:#1e293b;color:#fff;padding:10px 16px;border-radius:8px;font-size:.9rem;white-space:nowrap;z-index:10;box-shadow:0 4px 12px #00000026;animation:tooltipFadeIn .2s ease}.testimonials-trust-wrapper:hover:before{content:"";position:absolute;bottom:calc(100% + 2px);left:50%;transform:translate(-50%);border:8px solid transparent;border-top-color:#1e293b;z-index:10}.testimonials-trust-wrapper i{color:#64748b;font-size:1rem;flex-shrink:0;margin-top:2px}.testimonials-trust-badge{font-size:1rem;color:#64748b;font-weight:500;margin:0;flex:1}.about{padding:100px 0;background:#f8fafc}.about-content{display:grid;grid-template-columns:1fr 1fr;gap:4rem;align-items:center}.about-text h2{font-size:2.25rem;font-weight:700;color:#1e293b;margin-bottom:1.5rem}.about-text p{font-size:1.05rem;color:#64748b;margin-bottom:2rem;line-height:1.7}.about-features{display:flex;flex-direction:column;gap:1.5rem}.feature{display:flex;align-items:flex-start;gap:1rem}.feature i{font-size:1.35rem;background:linear-gradient(135deg,#0071bc,#005ea2);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;margin-top:.25rem}.feature h4{font-size:1.15rem;font-weight:600;color:#1e293b;margin-bottom:.5rem}.feature p{color:#64748b;margin:0}.about-image img{width:100%;height:380px;object-fit:cover;border-radius:15px;box-shadow:0 15px 30px #0000001a}.mission-preview{padding:100px 0;background:linear-gradient(135deg,#0071bc,#005ea2);position:relative;overflow:hidden}.mission-preview:before{content:"";position:absolute;top:-100px;right:-100px;width:400px;height:400px;background:#ffffff1a;border-radius:50%;animation:float 20s ease-in-out infinite}.mission-preview:after{content:"";position:absolute;bottom:-150px;left:-150px;width:500px;height:500px;background:#ffffff14;border-radius:50%;animation:float 25s ease-in-out infinite reverse}@keyframes float{0%,to{transform:translate(0)}50%{transform:translate(30px,30px)}}.mission-preview-content{text-align:center;max-width:1000px;margin:0 auto;position:relative;z-index:1}.mission-preview-content h2{font-size:2.5rem;font-weight:700;color:#fff;margin-bottom:2rem;position:relative;display:inline-block;text-shadow:0 2px 4px #0000001a}.mission-preview-content h2:after{content:"";position:absolute;bottom:-15px;left:50%;transform:translate(-50%);width:100px;height:4px;background:#ffffff80;border-radius:2px}.mission-statement{font-size:1.2rem;color:#fffffff2;line-height:1.9;margin-bottom:3rem;font-weight:400;margin-top:2.5rem;text-shadow:0 1px 2px #0000001a}.mission-preview-content .btn-secondary{background:#fff;color:#0071bc;border:2px solid white;font-weight:600;box-shadow:0 4px 15px #0003}.mission-preview-content .btn-secondary:hover{background:transparent;color:#fff;border-color:#fff;transform:translateY(-2px);box-shadow:0 6px 20px #0000004d}.quote-section{padding:100px 0;background:linear-gradient(135deg,#0071bc,#005ea2);color:#fff}.quote-content{max-width:900px;margin:0 auto;text-align:center}.quote-content h2{font-size:2.25rem;font-weight:700;margin-bottom:1rem}.quote-content p{font-size:1.05rem;margin-bottom:3rem;opacity:.9}.quote-form{background:#fff;padding:2.5rem;border-radius:20px;box-shadow:0 20px 40px 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h4{font-size:1.1rem;font-weight:700;color:#1e293b;margin-bottom:.5rem}.step-card p{font-size:.9rem;color:#64748b;line-height:1.5;margin:0}.cta-section{padding:40px 0;background:linear-gradient(135deg,#0071bc,#005ea2);color:#fff}.cta-content{text-align:center;padding:0 1rem}.cta-content h2{font-size:1.5rem;font-weight:700;margin-bottom:.75rem;line-height:1.3}.cta-content p{font-size:.95rem;margin-bottom:1.5rem;opacity:.95;line-height:1.5}.cta-buttons{display:flex;flex-direction:column;gap:1rem;align-items:center}.cta-features{display:flex;flex-direction:column;gap:.75rem;margin-top:1.5rem}.cta-feature{display:flex;align-items:center;gap:.75rem;font-size:.9rem;font-weight:500}.cta-feature i{color:#10b981;font-size:1.1rem}@media (max-width: 767px){#contact-form-section{padding:40px 16px}.form-header h2{font-size:1.5rem}.form-header 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1fr}.qualification-form{margin:0 auto;padding:2rem}.benefits-content{grid-template-columns:1fr 1fr}.benefits-stats{flex-direction:row;justify-content:space-around}.steps-grid{grid-template-columns:1fr 1fr}.section-header h2,.cta-content h2{font-size:1.8rem}.cta-buttons{flex-direction:row;justify-content:center}.cta-features{flex-direction:row;justify-content:center;gap:2rem}}@media (min-width: 1024px){.obamacare-hero{padding:120px 0 60px}.hero-text h1{font-size:2.75rem}.hero-subtitle{font-size:1.2rem}.hero-highlights{grid-template-columns:repeat(2,1fr);gap:1.25rem}.video-container{max-width:560px}.quiz-section{padding:80px 0}.quiz-container{max-width:800px}.quiz-header h2{font-size:1.8rem}.quiz-content{padding:3rem;min-height:500px}.question-title{font-size:1.6rem}.answer-options{gap:1rem}.option-content{padding:1.25rem}.state-grid{grid-template-columns:repeat(4,1fr)}.qualification-form{max-width:800px;padding:2.5rem}.form-header h2{font-size:2.25rem}.form-header 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